From Complicated to Committed - My relationship with Investment

investment relationship, systematic investment plan, mutual funds

The dictionary meaning of Complicated says - "involving many different and confusing aspects". Now you need to understand your investment style with respect to the above definition. I asked this question to many of my colleagues & the answer was  "Yes!Indeed it is complicated".

A mistake that many investors make is they fail to define their goals. Consider you're opening a new business & until you have a goal to grow it to to a million or billion - how would you plan towards it?

As an investor, you need to define only 2 aspects - how much & by when?

I'm sure you would have heard "There is no such thing as a free lunch" - the same concept applies to your investing. And wait? What is the price you have to pay to earn your lunch? PATIENCE!!


Yes, if you get this trait right - you have done almost 90% of your job!!

Just think had Warren Buffett sold all of his portfolio during market crash of 1987 or 2008 - could he have been successful? No, right. Create a goal for yourself and stick to it no matter what, exception for emergencies are always there but there is an investment way to tackle them more cleanly.

We as humans love uncertainty, it can be fun most of the times. But what happens when uncertainty creeps up in our finance, it makes us nervous, jittery & forces us to make decisions that we could regret in longer term. According to Buffett "Risk comes from not knowing what you are doing" - if you have invested in the right scheme or right stock - there is no risk, only valuations can keep changing based on volatility. 

How to commit yourself in a relationship with investment?

Relationship with investment is unique for each individual. Money might be a source of fun at a certain age & might mean a source of brighter future at soon as you tend to grow up. 

The most exciting part about investment is - you need to make only few good decisions to be rich. Not every decision that you make has to be correct - but the correct ones should have the capability for you to lead to your goal. Stay Committed & reap the fruits of long term investment.

Mutual funds as an investment instrument has been gaining popularity over the years, thanks to the wide range of options available and the ease of KYC process. To know more about them, check out The Mutual Funds Sahi Hai campaign, launched by The Association of Mutual Funds in India (AMFI) at

Share your thoughts in the comments section below!!


  1. Very Nicely Written Chirag. How can i get in touch with you?

    1. Thank you so much Mr. Mukherjee for the wonderful words. You can reach out to me at

      Chirag - Mutual Funds Wiki Team

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